Key Documents

Check back often for links to documents, research reports, articles and other resources pertaining to recent legislation and other developments affecting the valuation industry.

December 2012 Stakeholder Forum Documents

AI Memorandum of Understanding with State of Colorado, August 2012

Draft Good Faith Estimate (Loan Estimate) Form, February 2, 2012

FDIC Inspector General Material Loss Report Findings on Appraisal Issues 2009-2010 (Excel file)

Final Rule, Real Estate Appraisals, June 7, 1994

2010 FBI Mortgage Fraud Report Year in Review

Interagency Appraisal and Evaluation Guidelines

Appraiser Opinions on Department of Veterans Affairs Appraisal & Inspection Fees

Distressed Commercial Real Estate - Appraisal Resources

Chicago Fed Letter: Why aren't banks lending more? The role of commercial real estate   (November 16, 2010)

Overview of Interim Final Rule on Appraiser Independence/Reasonable & Customary Fees   (October 20, 2010)

Independent Contractor vs. Employee

IRS Employer’s Supplemental Tax Guide   (September 23, 2010)

IRS 20 Factor Test – Independent Contractor or Employee   (September 23, 2010)

Appraisal Institute Releases “FAQ” on Dodd-Frank Financial Reform Law   (August 31, 2010)

“A Private Lender Cooperative Model for Residential Mortgage Finance” Report by the Federal Reserve Bank of New York   (August 2010)

Appraiser and Management Company Statement of Principles   (March 11, 2010)

SBA Announces New Commercial Real Estate and Working Capital Programs   (February 15, 2010)

Congressional Oversight Panel - CRE Report   (February 12, 2010)

FDIC Inspector General Material Loss Report Findings on Appraisal Issues   (February 3, 2010)

SOP 50 10 5 (B) - Lender and Development Company Loan Programs, U.S. Small Business Administration Office
of Financial Assistance   (Effective October 1, 2009)

Miller Amendment to Establish Negotiated Rulemaking Committee on Appraisal Independence   (September 25, 2009)

IRS Façade Issue Brief, August 2009   (August 2009)

New RESPA Rule FAQs   (August 28, 2009)

TARP - August Oversight Report   (August 2009)

Senate August Recess Packet   (August 2009)

Survey of Credit Underwriting Practices 2009   (July 2009)

US Banks - Commercial Real Estate Losses May Total $250-300b   (July 2009)

FHFA Authorizes Fannie Mae and Freddie Mac to Expand Home Affordable Refinance Program to 125% Loan-to-value   (July 2009)

Supervisory Insights, Federal Deposit Insurance Corporation   (Summer 2009)

Obama Administration Financial Regulatory Reform Proposal and Related Documents

Regulatory Reform Proposal - DRAFT   (June 17, 2009)

"Improving International Regulatory Standards and Cooperation"   (June 17, 2009)

"Providing The Government With Tools To Effectively Manage Financial Crises"   (June 17, 2009)

"Requiring Strong Supervision And Regulation of All Financial Firms"   (June 17, 2009)

"Strengthening Consumer Protection"   (June 17, 2009)

"Strengthening Regulation Of Core Markets And Market Infrastructure"   (June 17, 2009)

A New Code of Conduct, Mortgage Banking Magazine   (May 2009)

U.S. Tax Court Ruling in Colorado Conservation Easement case (Hughes v. Commissioner)   (May 6, 2009)

Guidance for Lenders and Appraisers, Fannie Mae   (April 2009)

Causes of the Financial Crisis, Congressional Research Service Report   (January 29, 2009)

Income Property Lending, Office of Thrift Supervision   (January 22, 2009)

Material Loss Review of ANB Financial, National Association, Office of the Inspector General, Department of the Treasury   (November 25, 2008)